What is a CFP® Professional?
By Roland McIntyre, CFP® Ever lie awake at night wondering, “Am I doing this money thing right?” Maybe you’re curious about how to invest smarter, pay off debt faster, or finally start saving for that dream vacation. We all have financial curiosities, those nagging questions about our money that keep us up at night. That’s […]
Ready for an amazing trip? Vacation Planning
By Roland McIntyre, CFP® Ready for an amazing trip? Check out these cool places: The Bahamas: Imagine exploring beautiful coral reefs full of colorful fish or relaxing on the famous pink sand beaches. The Bahamas is perfect for people who love the beach, adventure, and peace. Cancun: Experience the exciting mix of old and new […]
How Game of Thrones can teach you about taxes in 2025
By Roland McIntyre, CFP® Winter is coming… For many, these words evoke a sense of dread and foreboding. But fear not, fellow citizens of the realm! Just as a wise ruler prepares for the coming winter, so too must a wise taxpayer prepare for the coming tax season. Now, you might be thinking, “What does […]
Finding Joy in the Simple Things: A Path to an Enjoyable Life and Retirement
By Roland McIntyre, CFP® Finding Joy in the Simple Things: A Path to an Enjoyable Life and Retirement The pandemic shifted perspectives for many, and for me, it underscored the profound value of simple pleasures and human connection. Remember those early days of lockdown? The world seemed to shrink, and our focus narrowed to the […]
Is Dave Ramsey Hurting Black Boomers’ Retirement Chances?
By Roland McIntyre, CFP® As a sophomore in college, I vividly remember the excitement of buying my first Dave Ramsey book, “The Money Answer Book,” from the Lifeway Christian Bookstore in downtown Nashville. Located near the TSU Avon Williams campus, the bookstore was a haven for those seeking spiritual and personal growth guidance. Ramsey’s book, […]
Lebron: The NBA’s GOAT of Investing for the Long-Term
By Roland McIntyre, CFP® King James is hitting that milestone age of 40, and while Father Time is undefeated, LeBron’s career is an absolute clinic in how to invest for the long game. Forget those “get rich quick” schemes, we’re talking about building a legacy, just like LeBron! The S&P 500: LeBron’s Longevity LeBron entered […]
A Double-Edged Sword: How the GI Bill Both Limited and Empowered Black Veterans to Build Wealth
By Roland McIntyre, CFP® As a Black financial planner and Air Force veteran, I’ve witnessed the profound impact of the GI Bill on Black veterans striving to build wealth and close the racial wealth gap. It’s a complex legacy, one that has both helped and hindered us in our pursuit of financial stability. Understanding this […]
Squid Game Season 2: A Financial Planner’s Take on Greed, Gambling, and Guilt (No Spoilers!)
By Roland McIntyre, CFP® Okay, folks, gather ’round the tv! Kesha and I had to watch and talk about this show, it’s the global phenomenon that is Squid Game. I hope you have Netflix, if not I can’t help you. I have enough family members on my account already. 😂 Now, before you start thinking […]
“Passive” Investing Explained
By Roland McIntyre, CFP® I hope this video gives you a laugh and a lesson. 😆🤣😂 With passive index investing, you basically say, “Hey, I want in on that action!” You invest in a fund that tracks the S&P 500, meaning it holds the same stocks in similar proportions. 📊 Think of it like this: […]
How to get a tax deduction on your student loans
By Roland McIntyre, CFP® 📢 Student Loan Borrowers: Don’t Miss Out on This Tax Break! 📢 🎓 Did you know you can still deduct up to $2,500 in student loan interest from your taxes? 💰 Here’s the deal: * Income Limits: To qualify for the full deduction for your 2024 tax return, your Modified Adjusted […]
Why the Black Community needs Financial Advisors (and No, It’s Not Just for the Rich!)
By Roland McIntyre, CFP® Ashley is businesswoman, a young black businesswoman who grew up in a household where money was always tight. Financial literacy wasn’t exactly a dinner table conversation, unless you count those intense debates about paying for bills after the holidays or a vacation. She entered adulthood feeling overwhelmed by budgeting, debt, and […]
Stocks: Conquering the Long Game with $10,000 and the S&P 500
[embedyt] https://www.youtube.com/watch?v=rBbhUudoQwk[/embedyt] By Roland McIntyre, CFP® Imagine stepping into a time machine, setting aside $10,000 in 1940, and whispering a wish: “Make this grow for the long haul.” Fast forward to today, and you’d be staring at a financial Everest, a testament to the power of time and patience. Let’s dissect this hypothetical journey, revealing […]
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