Menu
Investment Management

VIDEOS

Follow us on YouTube

Roland McIntyre, CFP® | Mountaintop Wealth

Generational wealth and retirement education videos for financial freedom. I also run Mountaintop Wealth, where we provide financial advice and investment management.

Disclaimer: The videos and information provided on this platform are not tax, legal, or investment advice and are for education purposes only. While the information expressed in these videos is believed to be accurate Roland McIntyre nor Mountaintop Wealth LLC can make any guarantees to its accuracy at the time you watch the video.

If you are seeking specific advice, go to my website below to review our service options.

www.MountaintopWealth.com

Email: Roland@Mountaintopwealth.com

Roland McIntyre, CFP® | Mountaintop Wealth
What's your relationship with money?
Investment Accounts Explained
What are the drawbacks to an IRA? Let me know your thoughts in the comments. Remember this is for educational purposes only. Use this link if you’re looking for a financial advisor. https://linktr.ee/mountaintopwealth
Is an IRA worth it? Drawbacks explained.
Think you make too much to contribute to a Roth IRA? Think again! 🤔 The Backdoor Roth strategy can help you unlock the tax-free growth of a Roth, even if your income exceeds the normal limits. How does it work? It involves a few simple steps and can be a powerful tool for your long-term financial goals. Disclaimer: This is for informational purposes only and is not investment advice. Individual circumstances vary, so it's important to speak with a financial advisor to determine if this strategy is suitable for your situation. Ready to explore your options? Click the link in my bio to schedule a free consultation!
What is the Back Door IRA Strategy
A Roth IRA taxes you before money goes into the account so you don’t have to pay taxes when the money comes out in Retirement. Your contributions aka the money you put in and the growth gains tax-free. If you meet all the Roth Eligibility requirements you will be able to access this money without ever having to pay taxes on the money again. Roth IRAs do have Income and contributions limits. We may discuss them in a future video. Note: This for Educational purposes only. Not investment advice.
What is a Roth IRA?
The Rule of 72: “This One is for You!!” This rule is a quick way to estimate how long it takes for your investments to fight back and DOUBLE their value. Divide 72 by the annual rate of return, and boom – you’ve got your comeback timeline! 🧮 Let’s say your investments are averaging a 6% return. 72 divided by 6 equals 12. In about 12 years, you’ve doubled your money and silenced the doubters! It’s like LeBron leading that historic 3-1 comeback in the 2016 Finals – legendary! 🤯
What is the Rule of 72? Invest Like LeBron James Part 3
Compound Interest: The LeBron James of Investing Remember rookie LeBron? the baggy jersey, full of potential, but still developing. Over time, he built up his skills, his strength, his basketball IQ. Compound interest is like that. Your initial investment is your rookie year. The “interest” it earns is like adding muscle and mastering new moves. That interest then earns its own interest, and suddenly you’re hitting game-winners like it’s nothing! 📈💰 Think of it like this: every time LeBron switched teams and elevated his game, it was like your returns getting a massive boost. First with Miami, then that epic comeback in Cleveland, and now the Lakers chapter. Each success builds on the last, just like compound interest! 🏆#financialfreedom #financialeducation #LebronJames #happybirthdaylebron
Invest Like LeBron James? Part 2 What is Compound Interest?
Commonly referred to as Individual Retirement Accounts (Technically called Individual Retirement Arrangements) a Traditional IRA provides a tax deduction when you put money into the account. It also grows tax deferred, meaning you don’t pay taxes as the stocks, bonds, and investment funds grow, change, or pay dividends. You will have to pay taxes when you take the money out. Including a possible penalty if you take the money out before Age 59.5. Put simply if you want a tax deduction now getting a Traditional IRA could work. If you want a tax break later a Roth IRA will be more appealing. That’s coming up next. Note: Traditional IRA tax deductions do have income limits. Note: This is for educational purposes only. Not investment advice.
What is a Traditional IRA?
The S&P 500: LeBron’s Longevity LeBron entered the league back in 2003. Remember those baggy jerseys and the early 2000s fashion? Yikes! 😂 Back then, the S&P 500 was around 1,000 points. Now, it’s closing in on 6,000! LeBron’s career and the S&P 500 have both aged like fine wine! 🍷 If you’d dropped $10,000 into the S&P 500 back when LeBron was a rookie, you’d be looking at a return of around 6x your initial investment! That’s the magic of long-term investing – it’s like drafting LeBron with the first pick and watching him dominate for two decades. 🤑 #financialfreedom #financialeducation #LebronJames #HappyBirthdayLebronJames
Invest like LeBron James? Part 1 What is Long-term investing?
Did you know know at age 59.5 you can access your retirement accounts without penalty? Many people do but it be a big financial mistake. Consideri all of the outcomes before you tap into your money. Let me know your thoughts and I will do a deeper dive on this and other retirement related topics. Want to learn more about retirement, building wealth and achieving financial freedom? Be sure to visit my website, mountaintopwealth.com, for more information on investing, personal finance, and building a secure financial future. Let's connect! Follow us on Instagram: @mountaintop_wealth Connect with us on LinkedIn: at Mountaintop Wealth. Don't forget to like, subscribe, and share this video with anyone who wants to take control of their finances and achieve their financial goals.
What happens to your retirement when you turn at age 59.5?
Odds of success: While not guaranteed, long-term investing historically presents a higher probability of success compared to short-term ventures. Over extended periods, the market has historically trended upwards, despite experiencing short-term fluctuations. This trend, coupled with the power of compounding (earning interest on your interest), can significantly contribute to wealth accumulation over time. It's crucial to remember that past performance doesn't guarantee future results and individual experiences can vary significantly. Always conduct thorough research, understand your risk tolerance, and consult a financial professional for personalized advice before making any investment decisions.
Odds of success: The Power of Investing for the long-term.
When gambling, the odds are like a loaded dice. They're stacked against you, designed to ensure the casino, not you, walk away with the bigger pot. The odds are not in your favor.
What Is Gambling? A Quick Dive into the Game of Chance!
A basic definition of an investment. Investing 101 Planting Your Financial Seeds. What is an investment?
Investing 101 Planting Your Financial Seeds. What is an investment?
Do you think Gambling and Investing is the same? Tell us why you feel that way?
Why Gambling Should Only Be for Fun, Not for Wealth or Income.
How to use the W-4 calculator to avoid a big tax bill! #taxes #w4 #refund #withholdingtax #taxbill
Getting a refund is great until you're willing to put your financial future and freedom at risk. Tax reductions/deductions and understanding the IRS tax system are the true power during tax season.
Your income tax mindset is wrong! Tax Season 101
Have you ever wondered how much $10,000 invested in the S&P 500 in the 1940s would be worth today? The answer might surprise you! In this video, we'll embark on a historical journey, tracking the performance of a hypothetical $10,000 investment in the S&P 500 from the 40s all the way through 2022. It's crucial to remember that past performance doesn't guarantee future results and individual experiences can vary significantly. Always conduct thorough research, understand your risk tolerance, and consult a financial professional for personalized advice before making any investment decisions. But here's the real question: Is the S&P 500 truly a wealth generator, or is it just hype? We'll delve into the historical ups and downs, the major market crashes, and the incredible bull runs that defined this iconic index. Here's what you'll discover: The mind-blowing potential of long-term investing: Witness the power of compounding interest unfold before your eyes! Navigating market volatility: We'll explore how the S&P 500 weathered historical crises and emerged stronger. ✊ Is the S&P 500 right for you? We'll discuss the risks and potential rewards of investing in this broad market index. ⚖️ Whether you're a seasoned investor or just starting out, this video is packed with valuable insights and historical context to help you make informed decisions about your financial future. Click here to watch and unlock the secrets of the S&P 500! P.S. Don't forget to like, subscribe, and share this video with your friends who are curious about investing! #SP500 #investing #wealthcreation #longterminvesting #history #finance #stockmarket
How to invest in the Stock Market for the long-term. Strength of the Market
To grasp this case study view the article below. This is how long $1M in retirement savings would last in Georgia, survey says. 📸 Look at this post on Facebook https://www.fox5atlanta.com/news/this-is-how-long-1m-in-retirement-savings-would-last-in-georgia-survey-says?utm_campaign=trueanthem&utm_medium=trueanthem&utm_source=facebook&fbclid=IwAR3qvg4Jz8Yr4UP_wFTEEhnUgaHubwvMymGsDKt9wxOqwi9b8_nGVO5iiHI_aem_AZRU7gTe4VetNHEHfMOltofqd5k17i4dhmnT6fu4RSrr2NH8HZV4NalyZ23WlqzFcvM#lr4maajid12zmqffwh Go to www.mountaintopwealth.com to schedule a meeting.
How to retire with 1 million dollars in Georgia? How long will it last in retirement?
Let’s talk it out. We love breaking things down so you can reach your goals. Go to www.mountaintopwealth.com to schedule a meeting.
Retirement Planning promo
What is tax loss harvesting? #taxplanning #investing #retirementplanning #taxlossharvesting
Load More... SUBSCRIBE

(423) 556 – 6727

100 Cherokee Blvd., Suite 2012, Chattanooga, TN 37405

Copyright © Mountaintop Wealth 2024 All right reserved.  Designed and developed by KeeCodes

Back To Top