Ways to Work Together
Fee-only financial planning. People over corporations. Three ways to work with Mountaintop Wealth, and every one starts with a free conversation.
The Empowerment Program
Best for: a one-time financial plan with the personalized strategies and recommendations you need to answer life’s most important financial questions.
- One-time financial plan
- Retirement, taxes, insurance, estate, and cash flow reviewed together
- College planning: what will make a major difference for scholarships and financial aid
- Lump sum or pension? We help you decide
Plans start at $2,500 for an individual and $4,000 for a couple. Your exact fee depends on the scope of your plan.
Investment Management Program
Best for: people looking to delegate their investments to a professional who don’t want to get into the weeds.
- No account minimums
- Expert, day-to-day management guided by the financial plan we create together
- Smart, low-cost choices: hidden investment fees kept as low as possible
- Proactive tax strategies to minimize the taxes you owe on your investments
- Management across IRAs, Roth IRAs, and brokerage accounts
- All your accounts organized into one unified strategy, with constant monitoring
1% per year on the first $1,000,000 managed, with lower rates on amounts above that. No account minimum.
Enter Your Investment Amount
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Estimates only. Actual fees are billed quarterly in arrears based on average daily balance. Custom pricing available in select situations.
The Wealth Management Program
Best for: people with established wealth looking for ongoing financial planning for the long term, for a flat fee.
- Ongoing planning plus investment management, in one relationship
- Grow your investments so your money works as hard as you did
- Pay less in taxes: tax planning without locking up all your money
- Live your best life while creating a lasting legacy through travel, charitable giving, and estate planning
- Flat fee, paid quarterly
A flat annual fee, most often between $10,000 and $36,000, based on the complexity of your household.
How it works
1. Book a free Clarity Call. A complimentary 45-minute meeting to talk through your goals and questions.
2. Get your plan or your quote. You see exactly what working together looks like before you commit to anything.
3. Put the plan to work. We take action together, and revisit the plan as life changes.
Every relationship starts with a free Clarity Call.
For a more detailed quote, book a free Clarity Call. We will discuss your situation and tailor the quote and pricing to your life and needs.
100 Cherokee Blvd., Suite 2012, Chattanooga, TN 37405
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